How to Handle Calls from the Insurance Company

Have you been in a car wreck? If so, your focus should be on recovering from your injuries and getting the needed repairs to your car to get back on the road. 

For most people moving forward is a top priority. 

However, at some point, you may receive a call from the at-fault party’s insurance company. Do you know what to do when an insurance adjuster calls (or comes knocking)? If not, you may inadvertently say the wrong thing and ruin your ability to recover compensation for your injuries and damages. 

Keep reading to learn more about how you should handle a conversation with the other party’s insurance company.

You probably know this already but you don’t have to talk to an insurance adjuster from the at-fault party’s insurance company.

But, you need your car fixed.

So, how do you do that?

Just communicate by email.

Take your car to your mechanic and get an estimate.

Take a picture of the estimate and email it to the insurance company.

Do NOT let the insurance company tell you that you have to get your car fixed at their shop.

This is NOT true.

Insurance Adjusters Aren’t on Your Side

It’s important to remember that insurance companies are for-profit businesses.

They are like bookies. . .whether you win or lose, they always win.

There is no time in History when insurance companies have not made incredible profits.

Don’t let them fool you.

And don’t fall for their “tricks,” insurance adjusters are trained to get information from you to protect the company’s bottom line. 

Don’t Agree to a Written or Recorded Statement 

Remember, insurance adjusters aren’t going to come to you in full force. Instead, they may be chatty and convince you they are just looking for details about what happened and what led to the wreck. A common method the adjuster will use to do this is asking to record the conversation you are having. 

Don’t agree with this. 

Giving a recorded statement will likely damage your case. The recorded statement they get will be used to undermine your accident claim. Once they get a recorded statement, the adjuster will examine it against the statement you gave to the police when the accident happened. If there are any inconsistencies (which there may be), the adjuster will use this to say you have “changed your story” or use it in another way to reduce the compensation you receive. 

If you aren’t sure what to do in this situation, it is always best to say nothing or refer the insurance adjuster to your attorney. 

But, if you read my FREE Book about Mississippi Car Wrecks then you will get much more information about what to do. Just click on Mississippi Car Wreck Book to get it.

Let Your Personal Injury Attorney Help When Talking to Insurance Adjusters 

You aren’t alone when it comes to a car wreck.

I can help you deal with the insurance company.

But, again, BEFORE You Hire A Lawyer. . .

BEFORE You Talk To An Insurance Company.

Read my FREE Mississippi Car Wreck Book First!

If you want to talk with me about your personal injury case just click on the highlighted part.